金融、保險及地產 / Finance, insurance & real estate
Bank Teller
銀行櫃檯員處理現金、轉帳、票據同客戶查詢；要嚴格遵守銀行內部程序同反洗錢要求，每日收市要對帳。
金融、保險及地產呢個行業係點運作
銀行、保險、地產代理。三者都係「持牌行業」：銀行從業員受金管局及其機構監管，保險代理同經紀要向保險業監管局領牌，地產代理要持地產代理監管局牌照。入行前要考的考試同持續進修（CPD）時數，都可以在監管機構網站查到。
Banking, insurance and estate agency. All three are licensed trades: bank staff work under HKMA-supervised institutions, insurance agents and brokers must be licensed by the Insurance Authority, and estate agents must hold an Estate Agents Authority licence. The examinations you sit and the CPD hours you must keep up are published by those regulators.
對人服務 · 數據與分析 · People-facing · Data and analysis
呢份工嘅主要性質係：對人服務 · 數據與分析。以下逐項講清楚實際係點做。
大部分工作時間係同人打交道：客人、病人、學生、住戶或公眾，講求溝通、耐性同情緒管理。
Most of the day is spent dealing with people — customers, patients, students, residents or the public — so communication, patience and emotional control matter.
主要處理數字、紀錄、圖則或文件，要求準確、有系統，並識得用軟件工具分析同核對。
Mostly numbers, records, drawings or documents, requiring accuracy, method and fluency with software tools for analysis and checking.
工作性質係本站按工作方式歸納，唔係官方職業分類（政府統計處另有《標準職業分類》）；只講對人、對機器、 戶外、輪班、自由身等形式，唔代表薪酬、學歷或年資要求。
繁體中文
櫃位工作講求準確同速度：核對簽名同身份、點算現金（機器同人手覆核）、按程序處理大額交易同可疑情況並上報；繁忙時段要排隊分流，同時兼顧銷售轉介目標。
一般要求中學或以上程度（部分銀行要求大專程度）、良好中英文同基本電腦操作；入職後接受現金處理、反洗錢、KYC 及產品知識訓練，並要通過內部考核同背景審查。
薪酬由銀行按職級同經驗決定，另有表現獎金同輪班安排，實際結構以銀行公布為準，本站唔估算收入。路線：櫃檯員 → 高級櫃檯員 → 客戶服務主任 → 個人理財顧問或分行主管，亦可轉做營運、合規或後勤支援。
English
Counter work demands accuracy and speed: verifying signatures and identity, counting cash by machine and by hand, and following procedures for large transactions and suspicious cases with escalation; at peak times queues must be managed while meeting referral targets.
Secondary education or above is usual, with some banks asking for a sub-degree, good Chinese and English and basic computer skills; training covers cash handling, anti-money laundering, KYC and products, with internal assessments and vetting.
The bank sets pay by grade and experience, often with performance bonuses and shift arrangements; the structure follows the bank's terms and this site prints no estimate. The route runs teller, senior teller, customer service officer, then personal banking adviser or branch supervisor, with moves into operations, compliance or back office support.
薪酬由邊個決定
無法定薪級。由銀行按職級、分行業務及銷售指標自訂，花紅計法由銀行決定；本站不估算月薪。
No statutory pay scale. Banks set pay by grade, branch business and sales targets, with the bonus formula set by the bank; this site prints no monthly estimate.
可以多於一條。每條都註明來源，不是「唯一正確讀法」。
Apply to a branch → training → counter duty
視乎僱主，沒有單一官方階梯。
薪酬政策：只有官方薪級表、條例或監管機構公布的數字才會在本站寫出；私人機構薪酬因僱主而異，本站不估算。
金融、保險及地產 · 4 of 20
核對時點 2026-09-14。招聘條件以當時廣告為準。
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