金融、保險及地產 / Finance, insurance & real estate
Estate Agent
地產代理要持牌：香港嘅地產代理個人及公司都由地產代理監管局發牌，未持牌唔可以做地產代理工作或收佣金。
金融、保險及地產呢個行業係點運作
銀行、保險、地產代理。三者都係「持牌行業」：銀行從業員受金管局及其機構監管，保險代理同經紀要向保險業監管局領牌，地產代理要持地產代理監管局牌照。入行前要考的考試同持續進修（CPD）時數，都可以在監管機構網站查到。
Banking, insurance and estate agency. All three are licensed trades: bank staff work under HKMA-supervised institutions, insurance agents and brokers must be licensed by the Insurance Authority, and estate agents must hold an Estate Agents Authority licence. The examinations you sit and the CPD hours you must keep up are published by those regulators.
對人服務 · 自由身或佣金制 · 數據與分析 · People-facing · Freelance or commission-based · Data and analysis
呢份工嘅主要性質係：對人服務 · 自由身或佣金制 · 數據與分析。以下逐項講清楚實際係點做。
大部分工作時間係同人打交道：客人、病人、學生、住戶或公眾，講求溝通、耐性同情緒管理。
Most of the day is spent dealing with people — customers, patients, students, residents or the public — so communication, patience and emotional control matter.
收入同工作量通常按件、按單或按佣金計算，要自己接工作、報價、管理檔期同風險。
Income and workload usually run per job, per order or on commission, so you find your own work, quote, schedule and carry the risk.
主要處理數字、紀錄、圖則或文件，要求準確、有系統，並識得用軟件工具分析同核對。
Mostly numbers, records, drawings or documents, requiring accuracy, method and fluency with software tools for analysis and checking.
工作性質係本站按工作方式歸納，唔係官方職業分類（政府統計處另有《標準職業分類》）；只講對人、對機器、 戶外、輪班、自由身等形式，唔代表薪酬、學歷或年資要求。
繁體中文
工作節奏由客人同盤源帶動：早上整理盤源同預約睇樓，日間帶客、議價同準備文件，晚上同業主或客人再跟進。成交涉及業權查核、按揭安排同律師樓，代理要跟到簽約同交樓。
須向地產代理監管局申領營業員牌照或地產代理（個人）牌照，並完成指定考試同培訓，牌照有年期並須持續進修；任職公司須持有效地產代理牌照。違規做代理工作（例如未持牌收佣金）會被檢控。
薪酬多數以佣金為主，可能另有底薪或「包薪期」，冇法定薪級；佣金拆帳比例同團隊安排視乎公司，收入隨成交市況大幅波動，所以本站唔估算收入。路線：見習營業員 → 持牌營業員 → 地產代理（個人）→ 分行經理 → 區域主管或自設代理公司。
English
The rhythm is driven by clients and listings: preparing listings and booking viewings in the morning, showing properties, negotiating and preparing documents during the day, and following up with owners or clients in the evening. A deal runs through title checks, mortgage arrangements and solicitors to signing and handover.
You apply to the authority for a salesperson's licence or an agent's (individual) licence, complete the prescribed examination and training, and hold a licence that runs for a set term with continuing professional development; the employing company must hold a valid agency licence. Unlicensed agency work, such as taking commission without a licence, is prosecutable.
Pay is usually commission-based, sometimes with a base or a guaranteed period, and there is no statutory scale; commission splits and team arrangements vary by company, and income swings with the market, so this site prints no estimate. The route runs trainee, licensed salesperson, estate agent (individual), branch manager, then area manager or setting up your own agency.
薪酬由邊個決定
無法定薪級，多為「底薪＋佣金」，比例及拆帳由公司決定；收入隨市道波動，本站不估算月入。
No statutory pay scale; usually a base rate plus commission with rates and splits set by the company. Income moves with the market, so this site prints no monthly estimate.
可以多於一條。每條都註明來源，不是「唯一正確讀法」。
Examination and licence → branch training → run deals
法定註冊或執照階級；私人職銜若無官方表則註明視乎僱主。
薪酬政策：只有官方薪級表、條例或監管機構公布的數字才會在本站寫出；私人機構薪酬因僱主而異，本站不估算。
金融、保險及地產 · 4 of 20
核對時點 2026-09-14。招聘條件以當時廣告為準。
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