繁體中文
AFP與CFP的4E要求
香港財務策劃師學會以「4E」作為AFP與CFP資格認證的準則，即教育、考試、經驗與操守。以AFP為例，申請人須完成AFP資格認證教育課程、通過CFP資格認證考試（基礎階段）、具備一年合資格工作經驗，並遵守學會的《專業操守及責任》。教育課程為120小時，基礎階段考試為三小時。CFP則在AFP之上加入更高階的考試與要求，取得CFP認證後會自動提升為CFP持證人。
候證人制度與考試安排
要考取AFP或CFP資格認證，須先向學會註冊成為候證人，才可向認可院校報讀教育課程或報名考試；候證人資格須每年註冊，直至成為持證人為止。基礎階段考試約95至100條多項選擇題，答題時間三小時，試卷以英文及繁體中文雙語提供，若兩者出現差異則以英文版為準。持有認可學位或某些專業資格者，可按行業資格／專業資格途徑以自修方式完成教育要求。
產品銷售的獨立發牌制度
財務策劃師的認證與銷售產品的牌照是兩套制度。設計財務計劃屬專業服務，但實際銷售投資產品須取得證券及期貨事務監察委員會的牌照，銷售保險產品則受保險業監管局規管，強積金中介人亦另有註冊安排。換言之，即使持有AFP或CFP認證，若未取得相應牌照，仍不得銷售相關產品。從業員須同時符合學會操守守則與所屬發牌制度的規定。
English
The 4E requirements for AFP and CFP
The IFPHK uses the '4E' as the criteria for its AFP and CFP certifications: education, examination, experience and ethics. For AFP, an applicant must complete the AFP certification education programme, pass the CFP certification examination (Foundation Level), have one year of qualifying work experience and adhere to the Institute's Code of Professional Conduct and Responsibility. The education programme is 120 hours and the Foundation Level examination lasts three hours. CFP adds more advanced examinations and requirements on top of AFP, and achieving CFP automatically upgrades the holder to a CFP certificant.
Candidate registration and examination arrangements
To pursue AFP or CFP certification, a person must first register with the Institute as a candidate before enrolling in an accredited education course or registering for the examination; candidate status must be renewed annually until certification is obtained. The Foundation Level examination has about 95 to 100 multiple-choice questions with a three-hour duration, offered bilingually in English and Traditional Chinese, with the English version prevailing if the two differ. Holders of a recognised degree or certain professional qualifications may complete the education requirement by self-study under the industry or professional qualification pathway.
Separate licensing for selling products
Financial planner certification and product-selling licences are two separate systems. Designing a financial plan is a professional service, but actually selling investment products requires a Securities and Futures Commission licence, selling insurance products falls under the Insurance Authority, and MPF intermediaries have a separate registration arrangement. In other words, even with AFP or CFP certification, a person may not sell the relevant products without the appropriate licence. Practitioners must meet both the Institute's ethics code and the rules of the relevant licensing regime.
