金融、保險及地產 / Finance, insurance & real estate
MPF intermediary
全部職業嘅 JSONOpenAPI 3.1All careers as JSON · /api/v1/careers.json · 路徑由端點登記冊派生
強積金中介人向僱主同僱員解釋強積金安排、比較基金同收費、協助開戶同轉移權益。香港規定所有強積金中介人必須向積金局註冊，分主事中介人同附屬中介人兩類，並須通過認可考試。
金融、保險及地產呢個行業係點運作
銀行、保險、地產代理。三者都係「持牌行業」：銀行從業員受金管局及其機構監管，保險代理同經紀要向保險業監管局領牌，地產代理要持地產代理監管局牌照。入行前要考的考試同持續進修（CPD）時數，都可以在監管機構網站查到。
Banking, insurance and estate agency. All three are licensed trades: bank staff work under HKMA-supervised institutions, insurance agents and brokers must be licensed by the Insurance Authority, and estate agents must hold an Estate Agents Authority licence. The examinations you sit and the CPD hours you must keep up are published by those regulators.
對人服務 · 法規、執法與合規 · 數據與分析 · People-facing · Regulation and compliance · Data and analysis
呢份工嘅主要性質係：對人服務 · 法規、執法與合規 · 數據與分析。以下逐項講清楚實際係點做。
大部分工作時間係同人打交道：客人、病人、學生、住戶或公眾，講求溝通、耐性同情緒管理。
Most of the day is spent dealing with people — customers, patients, students, residents or the public — so communication, patience and emotional control matter.
工作圍繞法例、牌照、標準或合規要求：查核、檢驗、發牌、執法或確保機構符合規定。
The work revolves around law, licences, standards or compliance — checking, inspecting, licensing, enforcing or keeping an organisation within the rules.
主要處理數字、紀錄、圖則或文件，要求準確、有系統，並識得用軟件工具分析同核對。
Mostly numbers, records, drawings or documents, requiring accuracy, method and fluency with software tools for analysis and checking.
工作性質係本站按工作方式歸納，唔係官方職業分類（政府統計處另有《標準職業分類》）；只講對人、對機器、 戶外、輪班、自由身等形式，唔代表薪酬、學歷或年資要求。
繁體中文
強積金中介人嘅日常包括向客戶講解強積金計劃同基金選擇、比較收費、協助填寫同遞交開戶或轉移文件，以及解答供款同權益問題。佢哋要按客戶情況介紹投資選擇同風險，並遵守銷售同披露規定，確保資料準確。隨住 eMPF 平台推行，中介人亦要熟悉電子化流程同相關行政安排，協助僱主同僱員適應。
中介人分主事中介人同附屬中介人兩類，兩者都必須向積金局註冊。主事中介人須係行業監督嘅甲類受規管者並處於良好狀況，並指定至少一名負責人員。附屬中介人須係乙類受規管者、處於良好狀況、隸屬一名主事中介人，同通過認可考試。申請註冊須符合《強積金條例》嘅相關條文，並遵守持續要求，例如持續培訓同通知資料變更。
積金局認可嘅考試由職業訓練局同香港證券及投資學會舉辦，範圍涵蓋監管框架、強積金制度特點、受託人職能、計劃同投資、職業退休計劃同強積金嘅銜接、中介人監管、eMPF 平台同 ESG。新申請人須喺申請前一年內通過考試。積金局已編製考試綱要同研習資料，方便考生準備；註冊後仍須完成持續培訓同按規定繳付年費、提交年度申報等。
English
An MPF intermediary's day includes explaining MPF schemes and fund choices to clients, comparing fees, helping complete and submit account-opening or transfer documents, and answering questions on contributions and benefits. They introduce investment options and risks in light of the client's situation and follow sales and disclosure rules to keep information accurate. With the roll-out of the eMPF Platform, intermediaries must also be familiar with digital processes and related administrative arrangements to help employers and employees adapt. This shift places more emphasis on explaining digital options clearly and helping clients use the platform with confidence.
Intermediaries fall into two types, principal and subsidiary, and both must register with the MPFA. A principal intermediary must be a Type A regulatee of an industry regulator in good standing and must designate at least one responsible officer. A subsidiary intermediary must be a Type B regulatee in good standing, attached to a principal intermediary, and pass a recognised examination. Registration must satisfy the relevant provisions of the MPFSO and ongoing requirements such as continuing training and notifying changes in information.
The MPFA-recognised examinations are run by the Vocational Training Council and the Hong Kong Securities and Investment Institute, covering the regulatory framework, key features of the MPF System, trustee functions, schemes and investments, ORSO–MPF interface arrangements, regulation of MPF intermediaries, the eMPF Platform and ESG. New applicants must pass the examination within one year before applying. The MPFA has compiled an examination syllabus and study notes to help candidates prepare. After registration, intermediaries must complete continuing training and pay annual fees and submit annual returns as required.
薪酬由邊個決定
無官方薪級。積金局只規管註冊，不訂立中介人薪酬。薪酬由僱主（例如銀行、保險公司或強積金中介公司）按底薪、佣金或獎金安排自訂，本站不列任何金額。
No official pay scale. The MPFA regulates registration only and does not set intermediary pay. Pay is set by the employer (such as a bank, insurer or MPF intermediary firm) under salary, commission or bonus arrangements. No figures are listed here.
可以多於一條。每條都註明來源，不是「唯一正確讀法」。
From a regulated-industry practitioner to a subsidiary intermediary
From a regulated institution to a principal intermediary
法定註冊或執照階級；私人職銜若無官方表則註明視乎僱主。
薪酬政策：只有官方薪級表、條例或監管機構公布的數字才會在本站寫出；私人機構薪酬因僱主而異，本站不估算。
金融、保險及地產 · 4 of 20
核對時點 2026-10-17。招聘條件以當時廣告為準。
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只從已核對條目作答，不發明數字。
