房屋

呢個專題答緊嘅問題

Questions this topic answers · 由 /questions 反查：以下已核對問題嘅「延伸頁面」連去呢一頁，答案同可核對數字載於該條問題內

1. 香港樓價點解咁貴？ 住屋與生活成本 · 答案見 /questions#why-housing-is-expensive

   三個結構原因：可供發展土地有限（郊野公園及綠地約佔土地四成、山地多）、私人住宅佔存量過半而公營房屋供應受建屋周期限制、以及利率、資金與跨境需求長期推高資本化價格。

   Three structural reasons: developable land is scarce (about 40% of land is country park and green belt, much of the rest is hilly), private housing dominates the stock while public supply is bound by construction cycles, and low rates plus cross-border demand have capitalised heavily into prices.

2. 香港公屋要等幾耐？點申請？ 住屋與生活成本 · 答案見 /questions#public-housing-wait

   官方公布的「公屋平均輪候時間」只計算過去12個月獲編配的一般申請者，一般家庭及長者一人申請者適用；非長者一人申請另按「配額及計分制」處理，實際等候時間通常更長。

   The published “average waiting time” covers only general applicants allotted flats in the past 12 months — families and elderly one-person applicants. Non-elderly one-person applicants are handled under the Quota and Points System and usually wait longer.

3. 香港物價點解咁高？生活費貴唔貴？ 住屋與生活成本 · 答案見 /questions#cost-of-living

   香港的貴，主要貴在租金與服務價格，而不是所有東西都貴：綜合消費物價指數在2025年是108.9，零售與餐飲收益反映消費市場規模龐大；租金、人力成本及店舖租金是推高本地服務價格的核心。

   It is rents and services that are expensive rather than everything: the Composite CPI stood at 108.9 in 2025. Rent, labour cost and shop rents drive local service prices.

4. 香港水費點計？幾時交一次？ 住屋與生活成本 · 答案見 /questions#water-tariff

   香港水費按用水量分段收費，住宅用戶每四個月抄錶及結算一次；具體每立方米的收費層級刊於水務署收費表，另有排污費及沖廁水費。

   Domestic water charges are tiered by volume, billed every four months. The per-cubic-metre tiers are published by the Water Supplies Department, alongside sewage charges and flushing-water charges.

5. 香港樓價貴唔貴？平均要幾多錢上車？ 住屋與生活成本 · 答案見 /questions#hong-kong-housing-price-affordable

   香港私人住宅售價指數長期位居全球前列。差餉物業估價署與運輸及物流局的數字顯示，置業門檻同時受單位面積、地區、按揭成數與家庭入息影響，平均家庭儲蓄首期往往需要十年以上。

   Hong Kong private domestic prices have long ranked among the least affordable in the world. Figures from the Rating and Valuation Department and the Transport and Logistics Bureau show that the down-payment hurdle depends on size, district, loan-to-value ratio and household income, typically requiring a decade or more of savings for an average household.

6. 點解網站冇私人公司平均薪酬、樓價同租金走勢？ 經濟與金融 · 答案見 /questions#why-no-private-market-salaries

   本站堅持「凡數字必有來源與時點、未核實一律留白」原則：私人公司薪酬、私樓成交與租金、屋苑平面圖等屬私人市場資訊，冇統一官方點算，本站因此刻意唔估、唔收錄。

   The site keeps to the rule that every figure must carry a source and a reference date, and that unverified data is left blank. Private-sector salaries, flat transactions and rents, and floor plans are private-market data without unified official coverage, so the site deliberately avoids guessing or recording them.

7. 香港棕地面積、填海土地變遷同丁屋／村屋數由邊個部門統計？ 政制、法律與治安 · 答案見 /questions#land-reclamation-brownfield

   棕地圖則、土地用途數據由發展局／規劃署／地政總署公布，填海歷史與面積變遷可查地政及規劃文件，丁屋／村屋登記與新界土地政策由地政總署按法例處理，全部屬官方硬數據。

   Brownfield mapping and land-use data are published by the Development Bureau, Planning Department and Lands Department. Reclamation history and area change are documented in planning and lands files, while small-house registration follows the Lands Department under statute — all official data.

8. 政府收費有咩分類？水費、電費、公立醫院收費邊個部門負責？ 政制、法律與治安 · 答案見 /questions#government-water-electricity-medical-fees

   政府收費按部門同法例分為多類：水費由水務署、電費由兩間電力公司（受政府監管）、公立醫院收費由醫院管理局按政府政策釐定，各有官方收費表同調整記錄。

   Government charges fall into categories by department and statute: water charges are set by the Water Supplies Department, electricity tariffs by the two power companies under regulation, and public-hospital fees by the Hospital Authority under government policy — each with official schedules and adjustment records.

9. 香港可開發土地有幾多？郊野公園同建築數據點睇？ 政制、法律與治安 · 答案見 /questions#land-protected-developable

   香港陸地總面積中，郊野公園及特別地區約佔四成，屬受保護土地。實質可開發土地由政府統計處及規劃署公布，樓宇總量同住宅存量亦有官方來源。

   Of Hong Kong’s total land area, about four-tenths is protected within country parks and special areas. Actually developable land is published by C&SD and the Planning Department, and total buildings and housing stock have official sources.

10. 點解香港人口咁密？ 地理、命名與天氣 · 答案見 /questions#why-hong-kong-densely-populated

    香港 1 115 平方公里入面有大半係山郊野公園同斜坡，可發展土地少，加上經濟中心高度集中喺港九市區，令建成區同香港島人口密度極高。

    Of Hong Kong’s roughly 1,115 km², much is hills, country parks and steep slopes, leaving little developable land. With economic activity concentrated on the urban core, built-up areas and Hong Kong Island reach very high densities.

11. 香港電費幾錢一度？ 住屋與生活成本 · 答案見 /questions#electricity-price-per-unit

    香港電力由兩間受政府監管的電力公司供應，每度電（千瓦時）收費按基本電費同燃料費組成，金額會定期調整並由官方公布，唔係固定單一價。

    Electricity in Hong Kong is supplied by two regulated power companies. The price per kWh is built from a base tariff plus a fuel charge, adjusted periodically and published officially; it is not a single fixed rate.

12. 香港啲地係邊個擁有？政府點樣批地？ 住屋與生活成本 · 答案見 /questions#who-owns-hong-kong-land

    香港土地法律上係國家（香港特別行政區）所有，政府透過「批租」制度，以不同年期嘅土地契約將土地使用權授予私人、機構同政府部門。私人永久性屋宇單位約176.2萬個（佔56.7%）、公屋約87.7萬個（佔28.2%）、資助出售單位約46.7萬個（佔15.0%）。

    All land in Hong Kong is legally owned by the State (the HKSAR) and the government grants usage rights through leases of various terms to private parties, institutions and government departments. In 2025 private permanent quarters numbered about 1,762,000 (56.7%), public rental housing 877,000 (28.2%) and subsidised sale flats 467,000 (15.0%).

13. 差餉點樣自動轉賬？點慢慢交費？ 住屋與生活成本 · 答案見 /questions#rates-autopay-how

    差餉（連地租）係差餉物業估價署向物業徵收嘅一種稅。業主／繳費人可以透過銀行戶口自動轉賬（直接付款授權）、網上交費或轉數快等方式交。想用自動轉賬，一般係喺繳款通知書嘅直接付款授權表格填妥銀行資料，交返給銀行或差餉物業估價署核准。

    Rates (and Government Rent) are a tax levied by the Rating and Valuation Department on properties. Owners/payers can pay via bank autopay (direct debit authorisation), online channels or Faster Payment System. To set up autopay you typically complete the direct debit authorisation section of the demand note and submit it to the bank or the RVD for approval.

14. 香港嘅居屋同公屋有咩分別？ 住屋與生活成本 · 答案見 /questions#hong-kong-hos-vs-prh

    公共租住房屋（PRH/公屋）以低廉租金出租予合資格低收入家庭；居者有其屋計劃（HOS/居屋）以折扣價出售予合資格家庭。兩者均由香港房屋委員會管理，但一租一賣，申請資格同轉售限制唔同。

    Public Rental Housing (PRH) is rented at subsidised rates to eligible low-income families; the Home Ownership Scheme (HOS) sells flats at discounted prices to eligible families. Both are administered by the Hong Kong Housing Authority, but one is for rent and the other for sale, with different eligibility and resale rules.

15. 居屋嘅白表同綠表有咩分別？ 住屋與生活成本 · 答案見 /questions#hong-kong-white-green-form

    居屋申請分為綠表同白表。綠表申請人係現有公屋住戶或已獲核實公屋資格嘅人士；白表申請人係非公屋住戶，通常入息上限較低，配額同折扣亦有分別。

    HOS applications are divided into Green Form and White Form. Green Form applicants are existing PRH tenants or persons with verified PRH eligibility; White Form applicants are non-PRH tenants, usually with a lower income limit, and have different quotas and discounts.

16. 居屋補地價係咩？幾時要補？ 住屋與生活成本 · 答案見 /questions#hong-kong-land-premium

    居屋業主如欲喺公開市場自由轉售單位，必須向地政總署繳付補地價。未補地價前，單位只可按房委會指定價格轉售予合資格買家（居屋第二市場）。補地價金額按單位市值同原定折扣計算。

    HOS owners who wish to resell their flats freely on the open market must pay a land premium to the Lands Department. Before paying the premium, flats may only be resold to eligible buyers at HA-designated prices (HOS Secondary Market). The premium is calculated based on the unit's market value and the original discount.

17. 香港公屋平均輪候時間係幾耐？ 住屋與生活成本 · 答案見 /questions#hong-kong-public-housing-waiting

    香港公屋（公共租住房屋）嘅平均輪候時間約為 5.1 年（2025 年 12 月底數字）。輪候時間受申請宗數、建屋進度等因素影響，會每季更新。

    The average waiting time for public rental housing in Hong Kong is about 5.1 years (as of end-December 2025). The waiting time is affected by application numbers and construction progress, and is updated quarterly.

18. 香港公屋租金係幾多？點樣釐定？ 住屋與生活成本 · 答案見 /questions#hong-kong-public-housing-rent

    香港公屋嘅平均租金約為 HK$2,519（2026 年 3 月），遠低於市場水平。公屋租金按單位面積同所處地區釐定，並設有租金援助計劃幫助有需要嘅住戶。

    The average rent for public housing in Hong Kong is about HK$2,519 (March 2026), well below market levels. PRH rents are determined by unit size and district, with a rent assistance scheme for households in need.

19. 香港有幾多個公屋單位？覆蓋幾多人口？ 住屋與生活成本 · 答案見 /questions#hong-kong-public-housing-units

    香港嘅公共租住房屋（公屋）單位約 836,400 個（2026 年），約佔全港居住單位嘅三成。公屋同資助出售單位合計覆蓋約四成半家庭住戶。

    There are about 836,400 public rental housing units in Hong Kong (2026), accounting for roughly 30% of all domestic units. PRH plus subsidised sale flats together cover about 45% of domestic households.